Charges – Debt Recovery

The following page provides guidelines as to our charges for Debt Recovery up to £100,000.

We do our best to be fair to our clients. We regard our relationship with our clients as an individual and personal relationship and not a “one size fits all”. However, they are not to be regarded as any representation or offer to you for contractual purposes not can they form part of any agreement or retainer with you to perform any services even if you do instruct us. Our costs are always discussed with you before you proceed and are subject to a formal retainer. All work is carried out by Solicitor Linda de Lausun, the Principal Practitioner – see our About Us page.


These guidelines apply to debt recovery for claims up to £100,000 where the debt is undisputed and no enforcement action is required. These guidelines apply only to the work described below. If you require further work or if at any time the debt is disputed we will discuss this with you and advise on the costs of the same

There are two main elements to legal costs of our Debt Recovery Services:

  1. “Our Charges”: these are our fees for the work we carry out on your file; and
  2. “Expenses”: these are expenses we pay on your behalf.

Step 1: Letter of Claim

    1. Our Charges: Where an invoice has been issued with no response or no dispute is raised we will charge a one-off fee of £75 plus VAT for a Letter of Claim to the debtor:
      • This is on the basis that you provide details of the debtor’s identity or address and all the information necessary to dispatch the letter to the correct address;
      • You must provide copies of the invoice and dates when the invoice and any statement(s) were sent to the debtor.

We will endeavour to dispatch a Letter of Claim within 5 working days of instruction provided we have all the necessary information.

  1. Expenses: Expenses may arise if you do not know the real identity or address of the Debtor and they have to be traced. We will discuss this with you if this arises.

Step 2: Issue of Proceedings.

    1. Our Charges:

In the absence of any response or dispute to the initial Letter of Claim and if you wish to proceed with court action our Charges to issue proceedings will be as follows:

Debt value Our fee (incl VAT)
Up to £500.00 £120
£501 – £1,000 £150
£1001 – £5000 180.00
£5001 – 10,000 £220.00
£10,001-100,000 £250.00

The above charges broadly reflect the costs which the court allows a creditor to recover in these types of proceedings and any possible administrative charges and interest a business can claim under the Late Payment of Commercial Debts Regulations 1998

  1. Expenses:

The issue of proceedings involves payment of a Court Fee. Currently the Court Fee is based on the amount of the claim:

Claim amount Paper form fee Online claim fee
Up to £300 £35 £25
£300.01 to £500 £50 £35
£500.01 to £1,000 £70 £60
£1,000.01 to £1,500 £80 £70
£1,500.01 to £3,000 £115 £105
£3,000.01 to £5,000 £205 £185
£5,000.01 to £10,000 £455 £410
£10,000.01 to £100,000 5% of the claim 4.5% of the claim

The government link is:


Step 3: Entering Judgement

If the Debtor does not reply to the claim within 14 days or defend it within 28 days, we will enter judgement in default.

  1. Our charges

Our charges to enter judgement are:

Debt value Our fee (incl VAT)
Up to £10,000 £30
£10,001-100,000 £35

These fees broadly reflect the costs which the court will award in these proceedings.

There are no court fees or expenses involved in entering judgement.


It is difficult to estimate how long a matter will take from receipt of instructions to receipt of payment – this depends on whether or not it is necessary to issue a claim and whether the Debtor pays.

If the Debtor disputes your claim at any point, we will advise as to any further work required and provide you with revised advice about costs about further work.

Additional Charges

Our Charges do not include carrying out searches in relation to the identity or location of the debtor. There may be delay if there is reason to believe that the Debtor will not receive the Letter of Claim or court proceedings If you wish us to instruct agents to carry out these services and we will discuss our costs and potential agents fees with you, obtain an estimate for such services and agree this with you before proceeding.

If we believe that there may be any other expenses involved in your matter at any time we will discuss this with you.